Section 303(a) of the Riegle Community Development and Regulatory Improvement Act of 1994 requires the Federal bank and thrift regulatory agencies to conduct a systematic review of their regulations and written policies in order to improve efficiency, reduce unnecessary costs, and eliminate inconsistencies and outmoded and duplicative requirements. This report consists of five parts, which reflect the organizational structure used during the review. Part I discusses the agencies' efforts and progress with respect to 65 regulations and policy statements that were reviewed on an interagency basis pursuant to CDRI section 303(a)(2). Parts II through V discuss the individual efforts of the agencies with respect to their own regulations and policy statements.

Documents are in Portable Document Format (PDF).
Table of Contents, Acknowledgements, and Introduction
Part I - Joint Agency Report
Part II - Board of Governors of the Federal Reserve System
Part III - Federal Deposit Insurance Corporation
Part IV- Office of the Comptroller of the Currency
Part V - Office of Thrift Supervision