Federal Financial Institutions Examination Council	Press Release
For Immediate Release	December 18, 1998

The September 30, 1998 Uniform Bank Performance Report (UBPR) is now being distributed to all insured commercial banks and Federal Deposit Insurance Corporation - Insured Savings Banks (FDIC-ISB), and is available for sale to the public. For the most part the formats for the commercial banks and the FDIC-ISB's are identical; however, the FDIC-ISB has their own unique UBPR peer groupings.

The quarterly UBPR is designed for use by bank examiners, financial analysts and bank managers, and permits both summary and in-depth analysis of commercial banks's plus FDIC-ISB financial performance and trends.

The Federal Financial Institutions Examination Council (FFIEC) is again making available computer tapes of UBPR data for the September 1998 edition. These tapes contain bulk data for banks, peer groups and states, and are expected to be of interest to requestors who use large-scale bank data such as quarterly Call Report tapes.

The FFIEC is also making available the September 1998 version of the UBPR Peer Group Ratio Distribution Report and the UBPR State Average Ratio Distribution Report. These reports give users a complete ratio distribution ranging from the 1st through the 99th percentile for all UBPR ratio values. The ratio values are presented for each UBPR group, using the same definitions used in the UBPR Bank Report.

The calculation process for peer group averages was changed from a trimmed average to a weighted average for all periods in the UBPR. For technical details please see the FFIEC website at WWW.FFIEC.GOV

The User's Guide for the Uniform Bank Performance Report revised March 1998 is available at: WWW.FFIEC.GOV/UBPR.HTM

Additional information on the UBPR may be obtained as follows:

For General Information on ordering UBPR Products, call: 1-800-945-2186 or
(in Washington, D.C. ) 1-202-898-7111, or
Send E-mail: ubpr@fdic.gov

For technical information on the content of the UBPR call:

John Smullen at 1-202-872-7500, or
Send E-mail: smullenj@frb.gov, or
Visit the FFIEC Website: www.ffiec.gov