FFIEC Home Mortgage Disclosure Act Header

The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of Regulation C was transferred to the Consumer Financial Protection Bureau (CFPB). Regulation C, requires lending institutions to report public loan data. In this section of the website, you can find out more about the regulation and its interpretation. house picture
Public Data
*We are reviewing the Central Depository Database. Please refer to the FFIEC HMDA website (www.ffiec.gov/hmda) for individual bank disclosure statements, national aggregate and MSA aggregate reports for HMDA.