A Guide To HMDA Reporting: Getting It Right!

The Guide is a valuable resource for assisting all institutions in their HMDA reporting. It provides a summary of responsibilities and requirements, directions for assembling the necessary tools, and step-by-step instructions for reporting HMDA data. The Guide is posted on the Internet only; paper copies are not available. See the 2011 Guide Information Letter below regarding the collection and reporting of 2011 HMDA data. The versions of the Guide used for collecting and reporting CYs 2010, 2009, and 2008 HMDA data are now available on this page. An archive of previous Guides and Information Letters can be found under each available format.

Available Formats:

Guides

2010 A Guide To HMDA Reporting PDF File

The 2010 edition was updated to reflect the MSA changes to Bradenton-Sarasota-Venice, FL; Fort Walton Beach-Crestview-Destin, FL; and Weirton-Steubenville, WV-OH to Vero Beach, FL. Census made a couple changes to county codes in Alaska, separating Hoonah-Angoon from Skagway-Hoonah-Angoon (232) and assigning Hoonah-Angoon (105) as a separate small county; and giving a new county code 230 to Skagway. There were also some changes made to the text.

2009 A Guide To HMDA Reporting PDF File

The 2009 edition was updated to reflect MSA changes to Cape Girardeau, MO/Jackson, IL, Manhattan, KS, and North Mankato, MN. Also updated were the rules for reporting price information on higher-priced mortgage loans for which the application was taken on or after October 1, 2009, as well as other minor changes made to the text.

2008 A Guide To HMDA Reporting PDF File

The 2008 edition was updated to reflect minor changes to the cover page and Appendices A, D, F and G.

Guide Information Letters
2011 Guide Information Letter PDF File | MS Word
2010 Guide Information Letter PDF File | MS Word
2009 Guide Information Letter PDF File | MS Word
2008 Guide Information Letter PDF File | MS Word