Tag: credit card

Be skeptical about broad claims to wipe out your debt. Debt negotiation can be risky, and it can have a serious, long-term effect on your ability to get credit. The Bait: The ads are commonplace; they tout a way to consolidate your bills into...

Don't pay for a promise. Legitimate lenders never "guarantee" a credit card or loan before you apply. The Bait: You get the “good” news that you've been "pre-qualified" to get a low-interest loan or...