U.S. Department of Housing and Urban Development

You may be eligible for 4 forms of assistance.

Forms of Assistance without Online Applications

203(h) Mortgage Insurance for Disaster Victims and 203(k) Rehabilitation Mortgage Insurance

Program Description

Section 203(h) Mortgage Insurance for Disaster Victims helps survivors in presidentially-designated disaster areas to obtain mortgages to purchase a new home or rebuild their home that was damaged by a disaster.

Section 203(k) Rehabilitation Mortgage Insurance enables homebuyers and homeowners to either finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage, or finance the rehabilitation of their existing home. Money may be used for rehabilitation efforts ranging from relatively minor to virtual reconstruction. Section 203(k) insured loans can finance the rehabilitation of the residential portion of a property that also has non-residential uses and they can cover the conversion of a property of any size to a one- to four- unit structure.

General Program Requirements

In order to be eligible for Section 203(h) Mortgage Insurance for Disaster Victims, you must be a homeowner of a one-family home that was destroyed during a presidentially-declared disaster. The home in question must also be your primary residence.

In order to be eligible for Section 203(k) Rehabilitation Mortgage Insurance, you must be able to make monthly mortgage payments and be rehabilitating a home that is at least one year old.

Application Process

To apply, please contact a Federal Housing Administration (FHA)-approved lender at:
http://hud.gov/ll/code/llslcrit.cfm

Program Contact Information

For more information on the Section 203h Mortgage Insurance for Disaster Victims program, visit:
http://www.hud.gov/offices/hsg/sfh/ins/203h-dft.cfm

For more information on the Section 203(k) Rehabilitation Mortgage Insurance program, visit:
http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm

If you have additional questions, contact our FHA Resource Center at:
http://www.hud.gov/offices/hsg/sfh/fharesourcectr.cfm

Or call:
1-800-CALL-FHA (1-800-225-5342)

You can also locate your local FHA Homeownership Center at:
http://www.hud.gov/offices/hsg/sfh/hoc/hsghocs.cfm You may also email us at:info@fhaoutreach.com

Managing Agency

U.S. Department of Housing and Urban Development http://www.hud.gov/

HUD Public Housing Program

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Program Description

Public housing was established to provide decent and safe rental housing for eligible low-income families. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families.

General Program Requirements

Public housing is limited to low-income families and individuals and eligibility is based on annual gross income and U.S. citizenship or eligible immigration status. If you are eligible, a public housing agency will check your references to make sure you and your family will be good tenants. Any applicant whose habits and practices may be expected to have a detrimental effect on other tenants or on the project's environment will be denied.

Application Process

If you are interested in applying for a voucher, contact your local Public Housing Agency (PHA):
http://www.hud.gov/offices/pih/pha/contacts/

Program Contact Information

For further assistance, please contact the HUD Office nearest to you:
http://www5.hud.gov:63001/po/i/netlocator/

For additional information, please contact the PIH Customer Service Center at:
http://www.hud.gov/offices/pih/about/css.cfm Or you may call us Monday through Friday from 9:00 a.m. to 5:00 p.m. Eastern Standard Time (EST), at:
1-800-955-2232 You may also visit our website at:
http://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance/phprog

Managing Agency

U.S. Department of Housing and Urban Development http://www.hud.gov/

Housing Choice Voucher Program (Section 8)

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Program Description

The housing choice voucher program provides assistance to very low-income families to afford decent, safe, and sanitary housing. Housing can include single-family homes, townhouses and apartments and is not limited to units located in subsidized housing projects.

General Program Requirements

Housing choice vouchers are administered locally by public housing agencies (PHAs). A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program.

Application Process

If you are interested in applying for a voucher, contact your local Public Housing Agency (PHA):
http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/pha/contacts

Program Contact Information

Managing Agency

U.S. Department of Housing and Urban Development http://www.hud.gov/

National Housing Locator System (NHLS): Disaster Resource Locator

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Program Description

The Disaster Resource Locator is a web-based program on the National Housing Locator System (NHLS) website that allows the public to search for HUD Regional Offices, HUD Field Offices, Public Housing Authorities, and other disaster related resources.

General Program Requirements

There are no eligibility criteria to access the Disaster Resource Locator application on the National Housing Locator System (NHLS) website.

Application Process

No application is needed to use the Disaster Resource Locator, just visit the NHLS website.

Program Contact Information

For more information, email the NHLS Team (Monday - Friday 8:30 a.m. to 5:30 p.m. Eastern Time ) at:nhls@hud.gov

Managing Agency

U.S. Department of Housing and Urban Development http://www.hud.gov/

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You may be eligible for 4 forms of assistance.