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New Loan Modifications Relative to Seriously Delinquent MortgagesOver the full reporting period, there was an increase in overall new loan modifications as a percentage of seriously delinquent loans. While the ratio declined in every category from November to December, it thereafter increased in every category in each succeeding month. The largest percentages of new loan modifications relative to seriously delinquent loans were in the highest risk segments of the portfolio – subprime and Alt-A.
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