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Overall Mortgage PerformanceThe proportion of mortgages in the total portfolio that was current and performing also remained relatively constant during the reporting period at approximately 94 percent. Delinquencies were concentrated among loans that were 30–59 days delinquent. But as a percentage of the total portfolio, they declined from 2.61 percent in October, to 2.37 percent at the end of March. Delinquencies of 90 days or more increased from 0.82 percent in October to 0.97 percent in December. They remained just less than 1 percent of the total portfolio for the balance of the reporting period. Foreclosures in process increased from the October total of 205,248, or 0.90 percent of the total servicing portfolio, to the March total of 283,988, or 1.23 percent.
5 The report presents similar data on a similar scale to allow easier comparison from one chart to the next. |
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