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Find PCIP Coverage In your State

The Pre-Existing Condition Insurance Plan (PCIP) covers a broad range of health benefits, and won’t charge you a higher premium just because of your medical condition.

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PCIP Coverage In Alabama


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $113
19-34 $168
35-44 $202
45-54 $258
55+ $359
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Alaska

Pre-Existing Condition Insurance Plan: Alaska is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Alaska.

PCIP Coverage In Arizona


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $108
19-34 $163
35-44 $195
45-54 $249
55+ $346
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Arkansas

Pre-Existing Condition Insurance Plan: Arkansas is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Arkansas.
California

Pre-Existing Condition Insurance Plan: California is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in California.
Colorado

Pre-Existing Condition Insurance Plan: Colorado is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Colorado.
Connecticut

Pre-Existing Condition Insurance Plan: Connecticut is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Connecticut.

PCIP Coverage In Delaware


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $114
19-34 $170
35-44 $204
45-54 $261
55+ $362
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In the District of Columbia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $148
19-34 $223
35-44 $266
45-54 $341
55+ $474
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Florida


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $136
19-34 $202
35-44 $243
45-54 $311
55+ $432
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Georgia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $167
19-34 $249
35-44 $299
45-54 $383
55+ $533
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Hawaii


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $96
19-34 $144
35-44 $172
45-54 $220
55+ $306
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Idaho


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $147
19-34 $220
35-44 $264
45-54 $337
55+ $468
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Illinois

Pre-Existing Condition Insurance Plan: Illinois is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Illinois.

PCIP Coverage In Indiana


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $143
19-34 $213
35-44 $255
45-54 $327
55+ $454
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Iowa

Pre-Existing Condition Insurance Plan: Iowa is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Iowa.
Kansas

Pre-Existing Condition Insurance Plan: Kansas is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Kansas.

PCIP Coverage In Kentucky


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $113
19-34 $170
35-44 $204
45-54 $260
55+ $362
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Louisiana


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $129
19-34 $193
35-44 $231
45-54 $296
55+ $411
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Maine

Pre-Existing Condition Insurance Plan: Maine is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Maine.
Maryland

Pre-Existing Condition Insurance Plan: Maryland is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Maryland.

PCIP Coverage In Massachusetts


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $201
19-34 $300
35-44 $360
45-54 $461
55+ $641
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Michigan

Pre-Existing Condition Insurance Plan: Michigan is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Michigan.

PCIP Coverage In Minnesota


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $97
19-34 $146
35-44 $177
45-54 $224
55+ $311
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Mississippi


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $168
19-34 $252
35-44 $302
45-54 $386
55+ $537
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Missouri

Pre-Existing Condition Insurance Plan: Missouri is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Missouri.
Montana

Pre-Existing Condition Insurance Plan: Montana is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Montana.

PCIP Coverage In Nebraska


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $128
19-34 $192
35-44 $230
45-54 $294
55+ $409
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Nevada


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $123
19-34 $184
35-44 $221
45-54 $283
55+ $394
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
New Hampshire

Pre-Existing Condition Insurance Plan: New Hampshire is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in New Hampshire.
New Jersey

Pre-Existing Condition Insurance Plan: New Jersey is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in New Jersey.
New Mexico

Pre-Existing Condition Insurance Plan: New Mexico is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in New Mexico.
New York

Pre-Existing Condition Insurance Plan: New York is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in New York.
North Carolina

Pre-Existing Condition Insurance Plan: North Carolina is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in North Carolina.

PCIP Coverage In North Dakota


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $136
19-34 $204
35-44 $245
45-54 $312
55+ $434
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Ohio

Pre-Existing Condition Insurance Plan: Ohio is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Ohio.
Oklahoma

Pre-Existing Condition Insurance Plan: Oklahoma is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Oklahoma.
Oregon

Pre-Existing Condition Insurance Plan: Oregon is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Oregon.
Pennsylvania

Pre-Existing Condition Insurance Plan: Pennsylvania is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Pennsylvania.
Rhode Island

Pre-Existing Condition Insurance Plan: Rhode Island is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Rhode Island.

PCIP Coverage In South Carolina


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $134
19-34 $200
35-44 $240
45-54 $307
55+ $426
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
South Dakota

Pre-Existing Condition Insurance Plan: South Dakota is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in South Dakota.

PCIP Coverage In Tennessee


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $133
19-34 $200
35-44 $240
45-54 $306
55+ $426
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Texas


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $139
19-34 $207
35-44 $249
45-54 $319
55+ $444
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Utah

Pre-Existing Condition Insurance Plan: Utah is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Utah.

PCIP Coverage In Vermont


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $148
19-34 $222
35-44 $266
45-54 $339
55+ $472
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.

PCIP Coverage In Virginia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $107
19-34 $161
35-44 $193
45-54 $246
55+ $341
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Washington

Pre-Existing Condition Insurance Plan: Washington is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Washington.

PCIP Coverage In West Virginia


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $128
19-34 $191
35-44 $230
45-54 $293
55+ $408
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Wisconsin

Pre-Existing Condition Insurance Plan: Wisconsin is not run by the U.S. Department of Health and Human Services. Click here Exit Disclaimer Icon to learn more about coverage in Wisconsin.

PCIP Coverage In Wyoming


PCIP covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs. All covered benefits are available for you, beginning on your coverage effective date, even if it’s to treat a pre-existing condition - there is no waiting period.
PCIP has a $2,000 annual medical deductible, and a $500 annual prescription drug deductible. After you have met the deductible, you will pay 30% of medical costs for in-network services.
The monthly premiums for your state are:
Standard Plan
Age Monthly Premium Cost
00-18 $136
19-34 $204
35-44 $245
45-54 $313
55+ $434
For 2013, the maximum you will pay out-of-pocket for covered services in a calendar year when you use an in-network provider is $6,250. There is no lifetime maximum or cap on the amount the plan pays for your care.
Who's Eligible for PCIP?

Who's Eligible for PCIP?

PCIP coverage is for people with a pre-existing medical condition who’ve been without health coverage for at least 6 months, no matter what your income is. See full eligibility requirements.

How Much Does PCIP Coverage Cost?

How Much Does PCIP Coverage Cost?

You pay a monthly premium for PCIP coverage, and other cost-sharing when you get services. More...

How Soon Can Coverage Start?

How Soon Can Coverage Start?

If we get your complete application, and all supporting documents, by the 15th of the month, your coverage can start as soon as the first day of the next month. Learn how the application process works.

Explore All Your Options

Explore All Your Options

Visit HealthCare.gov to learn about all your health insurance options under the Affordable Care Act.

Uninsured? Check out Medicaid & CHIP

If you’re uninsured, you may be eligible for other coverage programs like Medicaid and the Children's Health Insurance Program.

 
Department of Health and Human Services