Money & Credit

Loan Aggregators, or Loan Aggravators?

If you’re thinking about applying for an online payday loan, you might be dealing with a direct lender – or you might be dealing with a loan aggregator. A direct lender lends you the money; a loan aggregator is a middleman – a company that collects your personal and financial information on a loan application and shops it around to lenders who might offer you a loan.

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Money & Credit

And They Called It Puppy Love…

The big bright eyes, the wet little nose, the soft fur fringed around a face you want to cuddle and coo. You’ve fallen in love with a picture of the cutest puppy (with a bright red bow), after responding to an ad that says “free to a loving home.”

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Money & Credit

Avoid Credit Card Interest Rate Reduction Scams

The FTC is mailing hundreds of refund checks to consumers duped by a debt relief services company that ran an extensive credit card interest rate reduction scam.

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Money & Credit

It’s Your Money

When you were in school, did you learn about managing your money? I remember learning how to write a check — strangely enough, in music class — but that was about it.

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Money & Credit

It Pays to Check Your Credit Report

The FTC recently completed its fifth national study on the accuracy and completeness of consumer credit reports. A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, or have filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

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Money & Credit

Looking Online for Your Valentine?

Lots of people use online dating sites to find love. Unfortunately, cupid can sometimes be a con artist in disguise.

Be sure to know the difference between a real romance and a scammer cruising for a target. If an online love interest asks for money — for any reason — you may be dealing with a scam.

Got a minute? Check out our audio tip for more on how to avoid a broken heart and a busted wallet.

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Money & Credit

Consumer Protection, Plain and Simple

Have you ever wanted to know what to do about a problem, but not wanted to read lots of information to get your answer? Sure, it might be interesting, but in that moment you just want to know what to do. 

If your problem was a consumer protection issue, we may have your answer: consumer.gov. It’s a free new resource from the Federal Trade Commission that gives you the consumer protection facts, plain and simple. 

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Money & Credit

Bill Comes Due for Bogus Tax Relief Company

If you owe back taxes, you may be tempted to turn to companies that claim they can reduce or eliminate your tax debts and stop back-tax collection by applying for IRS hardship programs.

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Money & Credit

Car Payments Taking Their Toll?

Owning a car can be a big responsibility. And while you may have gotten up to speed on proper tire inflation and when to replace worn wiper blades, there are some other key things to know. 

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Money & Credit

Gear up for a Great National Consumer Protection Week!

The 15th annual National Consumer Protection Week (NCPW) is March 3 - 9.

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