Order Credit Reports
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Identity theft victims are entitled to a free credit report from each of the 3 credit reporting companies.
Why Order Your Credit Reports
Now that you’ve placed an initial fraud alert, you’re entitled to a free credit report from each of the three credit reporting companies.The credit reporting company that you call will explain your rights and how you can get a free copy of your credit report. Order the report and ask the company to show only the last four digits of your Social Security number on your report.
If you know which of your accounts have been tampered with, contact the related businesses. Talk to someone in the fraud department, and follow up in writing. Send your letters by certified mail; ask for a return receipt. That creates a record of your communications.
When you review the credit reports, you may find unauthorized charges or accounts. Learn how to review your credit report and dispute errors.
How to Order Your Free Credit Reports
- Contact each of the 3 nationwide credit reporting companies.
- Explain that you placed an initial fraud alert.
- Order your free copy of your credit report.
- Ask each company to show only the last 4 digits of your Social Security number on your report.
- Update your files.
- Record the dates you made calls or sent letters.
- Keep copies of letters in your files.
