401(k) Plans

401(k) plans allow you to invest part of your salary (typically along with a matching contribution from your employer) before taxes for your retirement.

401(k) Plans and Taxes
If you have questions related to taxes and your 401(k), contact the Internal Revenue Service (IRS).

Additionally, you may wish to view the following information from the IRS:

• 401(k) Plans
• 401(k) Resource Guide for Plan Participants
• Limit on 401(k) Elective Deferrals
• Hardship Distributions

Questions or Complaints about 401(k) Plans
The Employee Benefits Security Administration (EBSA) can assist you with questions about 401(k) plans and other employee benefits.

Contact the EBSA by phone or mail at:
Phone: 1-866-444-EBSA (3272) or 1-866-463-3278 (help line)
U.S. Department of Labor
Employee Benefits Security Administration (EBSA)
200 Constitution Ave. NW, Room N5623
Washington, D.C. 20210

If you have a complaint about your plan, you will want to learn the procedures for filing a claim on the EBSA's website.

Need More Information? Try These Additional Resources:

• Required Minimum Distributions (RMDs)
• 401(k) Debit Cards: What You Might Not Know
• Pension Benefits for Private Sector Employees
• Pension Benefits for Government Employees and Veterans/Military Employees
• Employee Benefits Security Administration (EBSA)

The short link for this FAQ is http://1.usa.gov/plAnhj