Table 2. Medical care benefits: Access, participation, and take-up rates


 Table 2. Medical care benefits: Access, participation, and take-up rates,(1) National Compensation Survey, March
 2012

 (All workers = 100 percent)
                                                                                                                    
                                                                                                                    
                                    Civilian(2)                 Private industry         State and local government 
                                                                                                                    
      Characteristics                                                                                               
                             Access  Particip-  Take-up    Access  Particip-  Take-up    Access  Particip-  Take-up 
                                       ation      rate               ation      rate               ation      rate  
                                                                                                                    
                                                                                                                    
 All workers..............     73        54        74        70        51        72        87        73        84   
                                                                                                                    
  Worker characteristics                                                                                            
                                                                                                                    
 Management, professional,                                                                                          
 and related..............     88        69        78        87        67        76        89        74        83   
   Management, business,                                                                                            
   and financial..........     93        73        78        94        72        77        –         –         –    
   Professional and                                                                                                 
   related................     86        67        78        84        64        76        89        73        82   
     Teachers.............     86        70        81        –         –         –         88        72        82   
       Primary, secondary,                                                                                          
       and special                                                                                                  
       education school                                                                                             
       teachers...........     97        79        81        –         –         –         98        80        82   
     Registered nurses....     82        64        77        –         –         –         –         –         –    
 Service..................     47        32        68        41        25        62        81        69        85   
   Protective service.....     68        56        83        39        28        71        89        77        87   
 Sales and office.........     73        52        71        72        50        70        87        73        84   
   Sales and related......     63        42        67        63        42        67        –         –         –    
   Office and                                                                                                       
   administrative support      79        58        73        78        56        71        87        73        83   
 Natural resources,                                                                                                 
 construction, and                                                                                                  
 maintenance..............     78        60        76        77        57        75        95        83        87   
   Construction,                                                                                                    
   extraction, farming,                                                                                             
   fishing, and forestry..     72        57        78        70        53        76        –         –         –    
   Installation,                                                                                                    
   maintenance, and repair     84        62        75        83        61        73        –         –         –    
 Production,                                                                                                        
 transportation, and                                                                                                
 material moving..........     76        57        76        75        57        76        83        70        84   
   Production.............     82        64        78        82        64        77        –         –         –    
   Transportation and                                                                                               
   material moving........     69        51        74        69        50        73        –         –         –    
                                                                                                                    
 Full time................     88        67        76        86        64        74        99        83        84   
 Part time................     24        13        56        24        13        54        24        17        71   
                                                                                                                    
 Union....................     95        79        83        94        78        83        95        79        83   
 Nonunion.................     69        50        72        67        48        71        80        68        84   
                                                                                                                    
 Average wage within the                                                                                            
 following categories:(3)                                                                                           
   Lowest 25 percent......     38        22        59        34        19        57        68        55        81   
     Lowest 10 percent....     21        11        51        19         9        50        54        43        79   
   Second 25 percent......     77        55        72        74        51        69        91        78        86   
   Third 25 percent.......     87        68        78        86        65        76        93        79        85   
   Highest 25 perecent....     93        75        80        92        73        79        97        80        83   
     Highest 10 percent...     95        76        80        93        74        79        97        82        84   
                                                                                                                    
       Establishment                                                                                                
     characteristics                                                                                                
                                                                                                                    
 Goods-producing                                                                                                    
 industries...............     86        67        78        86        67        78        –         –         –    
                                                                                                                    
 Service-providing                                                                                                  
 industries...............     70        52        74        67        47        71        87        73        84   
   Education and health                                                                                             
   services...............     80        60        75        76        53        70        88        72        82   
     Educational services      86        69        80        81        59        74        88        71        81   
       Elementary and                                                                                               
       secondary schools..     88        70        79        –         –         –         89        71        80   
       Junior colleges,                                                                                             
       colleges, and                                                                                                
       universities.......     86        71        82        90        68        76        84        73        86   
     Health care and                                                                                                
     social assistance....     76        54        71        75        52        69        88        73        84   
       Hospitals..........     89        68        77        –         –         –         94        79        84   
   Public administration..     88        77        87        –         –         –         88        77        87   
                                                                                                                    
 1 to 99 workers..........     58        41        72        57        41        71        73        63        87   
   1 to 49 workers........     54        38        71        54        38        70        64        56        88   
   50 to 99 workers.......     70        51        72        69        49        71        87        74        85   
 100 workers or more......     86        66        76        85        63        74        89        74        83   
   100 to 499 workers.....     82        60        73        82        59        72        85        72        84   
   500 workers or more....     90        71        79        89        68        76        90        75        83   
                                                                                                                    
     Geographic areas                                                                                               
                                                                                                                    
 New England..............     74        54        72        72        51        71        87        68        78   
 Middle Atlantic..........     73        57        78        71        53        75        86        77        89   
 East North Central.......     73        54        73        72        52        72        80        62        78   
 West North Central.......     71        52        74        68        48        71        85        71        84   
 South Atlantic...........     72        52        72        69        47        69        90        75        84   
 East South Central.......     77        59        77        72        52        72        92        85        92   
 West South Central.......     72        53        74        69        50        72        90        73        80   
 Mountain.................     71        50        71        68        48        70        87        70        80   
 Pacific..................     72        56        78        69        53        76        88        75        85   

   1 The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan,
 rounded for presentation. See Technical Note for more details.
   2 Includes workers in the private nonfarm economy except those in private households, and workers in the public
 sector, except the federal government. See Technical Note for further explanation.
   3 The percentile groupings are based on the average wage for each occupation surveyed, which may include workers
 both above and below the threshold. The percentile values are based on the estimates published in the "National
 Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details.
 
 NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
 major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at 
 www.bls.gov/ncs/ebs/glossary20112012.htm.

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Last Modified Date: July 11, 2012