Regulations
Final rules issued by the CFPB
2013
January 22
Remittance Rule (Regulation E) Temporary Delay
January 20
Loan Originator Compensation Requirements under the Truth in Lending Act (Regulation Z)
January 18
Appraisals for Higher-Priced Mortgage Loans (issued jointly with other agencies)
Disclosure and Delivery Requirements for Copies of Appraisals and Other Written Valuations Under the Equal Credit Opportunity Act (Regulation B)
January 10
Ability to Repay and Qualified Mortgage Standards Under the Truth in Lending Act (Regulation Z)
Escrow Requirements under the Truth in Lending Act (Regulation Z)
High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X)
2012
Final Remittance Rule (Amendment to Regulation E)
Procedure Relating to Rulemaking
Home Mortgage Disclosure (Regulation C) Adjustment to Asset-Size Exemption Threshold
Regulation M Exemption Threshold Adjustment
Regulation Z Exemption Threshold Adjustment
Regulation Z HOEPA Threshold Adjustment
Defining Larger Participants of the Consumer Reporting Market
Defining Larger Participants of the Consumer Debt Collection Market
Defining Larger Participants of the Consumer Debt Collection Market; Correction
Confidential Treatment of Privileged Information
Rules Relating to Investigations
Rules of Practice for Adjudication Proceedings
State Official Notification Rule
Equal Access to Justice Act Implementation Rule
Disclosure of Records and Information
Home Mortgage Disclosure (Regulation C) asset threshold for 2012
Fair Credit Reporting Act Disclosures ceiling for allowable charges
Correcting amendments to Regulation V (fair credit reporting)
Delayed Implementation of Certain New Mortgage Disclosures required under Title XIV of the Dodd-Frank Act
Supplemental Standards of Ethical Conduct for Employees of the Bureau of Consumer Financial Protection
Enforcement of Nondiscrimination on the Basis of Disability in Programs and Activities Conducted by the Bureau of Consumer Financial Protection
Proposed rules issued by the CFPB
Proposed Amendments to the Ability to Repay Standards under the Truth in Lending Act (Regulation Z)
»issued concurrent to the January 2013 Ability to Repay and Qualified Mortgage Standards final rule
Remittance Rule (Regulation E)
2012 Truth in Lending Act (Regulation Z) Mortgage Servicing Proposal
2012 Real Estate Settlement Procedures Act (Regulation X) Mortgage Servicing Proposal
Defining Larger Nonbank Participants in Certain Consumer Financial Products and Services Markets
Truth in Lending Act (Regulation Z); Loan Originator Compensation
Integrated Mortgage Disclosures Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z); notice of extended comment period
High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X); notice of extended comment period
You can find these and other proposed rules and requests for public comment on our Notice and Comment page.
Links to the Electronic Code of Federal Regulations
The E-CFR is updated each time a final rule becomes effective. Most new rules we issue will amend one or more of the existing federal regulations listed below. Should we issue an entirely new regulation, we will note it specifically and add it to this list.
Regulation B: Equal Credit Opportunity
Regulation C: Home Mortgage Disclosure
Regulation D: Alternative Mortgage Parity Act
Regulation E: Electronic Fund Transfers
Regulation F: Fair Debt Collection Practices Act
Regulation G: S.A.F.E. Mortgage Licensing Act – Federal Registration of Residential Mortgage Loan Originators
Regulation H: S.A.F.E. Mortgage Licensing Act – State Compliance and Bureau Registration System
Regulation I: Disclosure Requirements for Depository Institutions Lacking Federal Deposit Insurance
Regulation J: Land Registration
Regulation K: Purchasers’ Revocation Rights, Sales Practices and Standards
Regulation L: Special Rules of Practice
Regulation M: Consumer Leasing
Regulation N: Mortgage Acts and Practices-Advertising
Regulation O: Mortgage Assistance Relief Services
Regulation P: Privacy of Consumer Financial Information
Regulation V: Fair Credit Reporting
Regulation X: Real Estate Settlement Procedures Act
Regulation Z: Truth in Lending
Regulation DD: Truth in Savings
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