Assets and Liabilities of Commercial Banks in the United States - H.8

Domestically chartered commercial banks acquired $9.0 billion in assets and liabilities of nonbank institutions in the week ending May 2, 2012. The major asset item affected was: consumer loans, credit cards and other revolving plans, $9.0. The major liability item affected was: borrowings, borrowings from others, $9.0.

Due to the conversion of a thrift to a commercial bank during the week ending March 7, 2012, the assets and liabilities of domestically chartered commercial banks increased $11.2 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.9; other securities, mortgage-backed securities, $0.7; other securities, non-MBS, $1.2; commercial and industrial loans, $0.7; real estate loans, closed-end residential loans, $2.3; real estate loans, commercial real estate loans, $0.8; and other asset items, $3.6. The major liability items affected were: deposits, large time deposits, $1.3; deposits, other deposits, $6.2; and borrowings, borrowings from others, $2.2. The residual (assets less liabilities) increased $1.4.

Due to the conversion of a thrift to a domestically chartered commercial bank and the consolidation onto banks' balance sheets of off-balance-sheet vehicles owing to the adoption of Financial Accounting Standards Board Statement No. 166, "Accounting for Transfers of Financial Assets," and No. 167, "Amendments to FASB Interpretation No. 46(R)," the assets and liabilities of domestically chartered commercial banks increased $8.2 billion in the week ending December 28, 2011. The major asset items affected were: real estate loans, revolving home equity loans, $1.4; real estate loans, closed-end residential loans, $6.1; and other asset items, $0.7. The major liability items affected were: deposits, other deposits, $0.5; and borrowings, borrowings from others, $7.8.

Due to the conversion of thrifts to commercial banks during the week ending February 1, 2012, the assets and liabilities of domestically chartered commercial banks increased $86.9 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $9.2; other securities, non-MBS, $6.4; commercial and industrial loans, $16.1; real estate loans, revolving home equity, $5.4; real estate loans, commercial real estate loans, $18.2; real estate loans, closed-end residential loans, $15.3; consumer loans, other consumer loans, $3.1; other loans and leases, all other loans and leases, $0.5; allowance for loan and lease losses, $1.2; cash assets, $3.8; and other asset items, $10.0. The major liability items affected were: deposits, large time deposits, $3.6; deposits, other deposits, $52.2; borrowings, borrowings from banks in the U.S., $1.7; borrowings, borrowings from others, $13.2, and other liabilities, $2.7. The residual (assets less liabilities) increased $13.6.

Domestically chartered commercial banks acquired a net amount of $3.6 billion in assets and liabilities of nonbank institutions in the week ending January 4, 2012. The major asset items affected were: Treassury and agency securities, mortgage-backed securities (MBS), $0.5; real estate loans, closed-end residential loans, $11.1; other loans and leases, all other loans and leases, -$9.6; allowance for loan and lease losses, $0.7; and other asset items, $2.2. The major liability items affected were: deposits, other deposits, $2.2; and other liability items, $1.3.

A number of historical data revisions were incorporated into the benchmark to the June 30 Call Report that warranted additions, deletions, or changes to the H.8 "Notes on the Data." These revisions affect only the growth rates published in the H.8 release which abstract from the structure activity and other events described by the "Notes on the Data."

First, several new adjustments were made to the historical data, and the corresponding additions to the "Notes on the Data" are listed below.

• As of the week ending May 27, 2009, domestically chartered commercial banks had consolidated onto their balance sheets $9.9 billion in assets and liabilities of variable interest entities (VIEs). The major asset items affected were: other securities, non-MBS, $8.2; and other loans and leases, all other loans and leases, $1.7. The major liability item affected was: borrowings, borrowings from others, $9.9.
• As of the week ending February 6, 2008, domestically chartered commercial banks and foreign-related institutions had consolidated onto their balance sheets $14.9 billion in assets and liabilities of variable interest entities (VIEs) and of other nonbank institutions. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $ 0.5; other securities, mortgage-backed securities, $4.1; other securities, non-MBS, $8.0; real estate loans, closed-end residential loans, $0.9; and other asset items, $1.4. The major liability items affected were: deposits, other deposits, $1.8; net due to related foreign offices, $12.0; and other liability items, $1.1.
• As of the week ending November 7, 2007, domestically chartered commercial banks and foreign-related institutions had consolidated onto their balance sheets $12.0 billion in assets and liablities of variable interest entities (VIEs) and of other nonbank institutions. The major asset items affected were: other securities, mortgage-backed securities, $1.8; other securities, non-MBS, $7.0; real estate loans, closed-end residential loans, $1.4; real estate loans, commercial real estate loans, $0.7; and other asset items, $1.1. The major liability items affected were: deposits, large time deposits, $0.5; deposits, other deposits, $1.8; borrowings, borrowings from others, $8.8; and other liability items, $1.0.
• As of the week ending January 3, 2007, foreign-related institutions has consolidated onto their balance sheets $5.9 billion in assets and liablities of variable interest entities (VIEs). The major asset item affected was: other securities, non-MBS, $5.9. The major liability item affected was: borrowings, borrowings from others, $5.9.

Second, several existing "Notes on the Data" were updated. The release dates of the revised notes are: April 29, 2011, April 15, 2011, January 21, 2011, December 3, 2010, May 7, 2010, April 9, 2010, August 14, 2009, May 8, 2009, April 11, 2008, February 22, 2008, February 15, 2008, February 1, 2008, October 26, 2007, October 5, 2007, September 14, 2007, July 13, 2007, July 6, 2007, April 27, 2007, March 30, 2007, March 23, 2007, December 8, 2006, October 13, 2006, August 18, 2006, March 10, 2006, December 16, 2005, January 7, 2005, May 28, 2004, January 16, 2004, July 11, 2003, April 14, 2000, December 27, 1999, October 8, 1999, November 6, 1998, July 31, 1998, July 10, 1998, April 10, 1998, June 13, 1997, March 14, 1997, July 12, 1996, May 17, 1996, January 16, 1996, February 10, 1995, December 16, 1994, October 15, 1993, April 10, 1992, October 11, 1991, June 14, 1991, December 28, 1990, December 21, 1990, October 12, 1990, July 13, 1990, June 1, 1990, and October 27, 1989.

Going forward, "Notes on the Data" that have been revised since the previous H.8 release will now be indicated by modifying the existing Note under the original release date banner and adding the date of last revision to the release date banner, rather than by republishing the entire note under the current release date.

In addition, the following notes have been added to describe adjustments to the historical data that had already been made (but for which there had been no note).

• As of the week ending January 6, 2010, domestically chartered commercial banks had decreased their balance sheets $8.2 billion in assets and liabilities, owing to the adoption of Financial Accounting Standards Board Interpretation No. 41, "Offsetting of Amounts Related to Certain Repurchase and Reverse Repurchase Agreements." The major asset item affected was: other loans and leases, fed funds and reverse RPs with nonbanks, $8.2. The major liability item affected was: borrowings, borrowings from others, $8.2.
• As of the week ending July 20, 2005, foreign-related institutions had consolidated onto their balance sheets $6.9 billion in assets and liabilities of variable interest entities (VIEs), owing to the adoption of Financial Accounting Standards Board Interpretation No.46(R), "Consolidation of Variable Interest Entities." The major asset items affected were: other securities, non-MBS, $1.5; and other loans and leases, all other loans and leases, $5.4. The major liability item affected was: borrowings, borrowings from others, $6.9.
• As of the week ending January 5, 2005, foreign-related institutions had consolidated onto their balance sheets $42.8 billion in assets and liabilities of variable interest entities (VIEs), owing to the adoption of Financial Accounting Standards Board Interpretation No. 46(R), "Consolidation of Variable Interest Entities." The major asset items affected were: Treasury and agency securities, non-MBS, $1.5; other securities, non-MBS, $34.7; commercial and industrial loans, $1.0; real estate loans, commercial real estate loans, $0.8; and other loans and leases, all other loans and leases, $4.7. The major liability items affected were: borrowings, borrowings from banks in the U.S., $7.0; and borrowings, borrowings from others, $35.8.
• Due to the conversion of a thrift to a commercial bank during the week ending April 21, 2004, the assets and liabilities of domestically chartered commercial banks increased $15.0 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.9; other securities, mortgage-backed securities, $1.0; commercial and industrial loans, $2.1; real estate loans, revolving home equity loans, $1.3; real estate loans, closed- end residential loans, $4.7; real estate loans, commercial real estate loans, $1.5; and other asset items, $1.6. The major liability items affected were: deposits, large time deposits, $1.0; deposits, other deposits, $7.4; borrowings, borrowings from banks in the U.S., $0.9; and borrowings, borrowings from others, $3.6. The residual (assets less liabilities) increased $2.0.
• As of the week ending October 1, 2003, foreign-related institutions had consolidated onto their balance sheets $11.4 billion in assets and liabilities of variable interest entities (VIEs), owing to the adoption of Financial Accounting Standards Board Interpretation No. 46, "Consolidation of Variable Interest Entities." The major asset items affected were: other securities, non-MBS, $5.3; real estate loans, commercial real estate loans, $4.7; and other loans and leases, all other loans and leases, $1.4. The major liability item affected was: borrowings, borrowings from others, $11.4.
• Due to the conversion of a thrift to a commercial bank during the week ending May 8, 2002, the assets and liabilities of domestically chartered commercial banks increased $37.7 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $7.4; other securities, mortgage-backed securities, $1.4; commercial and industrial loans, $1.0; real estate loans, revolving home equity loans, $2.2; real estate loans, closed-end residential loans, $11.4; real estate loans, commercial real estate loans, $2.9; consumer loans, other consumer loans, $5.2; other loans and leases, all other loans and leases, $2.0; interbank loans, fed funds and reverse RPs with banks, $0.7; cash assets, $0.6; and other asset items, $3.0. The major liability items affected were: deposits, large time deposits, $1.9; deposits, other deposits, $24.7; borrowings, borrowings from others, $8.1; and other liabilities, $1.4. The residual (assets less liabilities) increased $1.5.
• Domestically chartered commercial banks acquired $23.5 billion in assets and liabilities of nonbank institutions in the week ending October 10, 2001. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $4.5; commerial and industrial loans, $1.4; real estate loans, revolving home equity loans, $0.9; real estate loans, closed-end residential loans, $11.5; real estate loans, commercial real estate loans, $1.0; and other asset items, $4.3. The major liability items affected were: deposits, large time deposits, $2.2; deposits, other deposits, $11.0; borrowings, borrowings from banks in the U.S., $1.2; borrowings, borrowings from others, $6.9; and other liabilities, $1.2. The residual (assets less liabilities) increased $1.1.
• Due to the conversion of a thrift to a commercial bank during the week ending October 6, 1999, the assets and liabilities of domestically chartered commercial banks increased $6.3 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.9; other securities, mortgage-backed securities, $1.2; commercial and industrial loans, $0.6; real estate loans, closed-end residential loans, $1.2; real estate loans, commercial real estate loans, $1.1; and other asset items, $1.3. The major liability items affected were: deposits, large time deposits, $0.6; deposits, other deposits, $4.4; and other liability items, $0.8. The residual (assets less liabilities increased $0.6.
• Due to the conversion of a thrift to a commercial bank during the week ending March 3, 1999, the assets and liabilities of domestically chartered commercial banks increased $5.7 billion. The major asset items affected were: commercial and industrial loans, $0.5; real estate loans, closed-end residential loans, $2.0; real estate loans, commercial real estate loans, $1.3; consumer loans, other consumer loans, $0.6; and other asset items, $1.4. The major liability items affected were: deposits, other deposits, $3.7; borrowings, borrowings from banks in the U.S., $0.8; borrowings, borrowings from others, $1.0; and other liability items, $0.3.
• Domestically chartered commercial banks acquired $7.4 billion in assets and liabilities of nonbank institutions in the week ending November 18, 1998. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.2; other securities, mortgage-backed securities, $0.6; real estate loans, closed-end residential loans, $3.3; real estate loans, commercial real estate loans, $0.6; consumer loans, other consumer loans, $0.6; and other asset items, $1.1. The major liability items affected were: deposits, large time deposits, $0.5; deposits, other deposits, $5.4; and borrowings, borrowings from others, $0.6. The residual (assets less liabilities) increased $0.9.
• Domestically chartered commercial banks acquired $5.2 billion in assets and liabilities of nonbank institutions in the week ending August 19, 1998. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.4; real estate loans, closed-end residential loans, $2.2; and other asset items, $1.6. The major liability items affected were: deposits, other deposits, $2.6; borrowings, borrowings from others, $1.3; and other liability items, $0.8. The residual (assets less liabilities) increased $0.5.
• Domestically chartered commercial banks acquired $8.2 billion in assets and liabilities of nonbank institutions in the week ending April 8, 1998. The major asset items affected were: consumer loans, credit cards and other revolving plans, $7.2; and other asset items, $1.1. The major liability item affected was: other liabilities, $8.2.
• Due to the conversion of a thrift to a commercial bank during the week ending July 2, 1997, the assets and liabilities of domestically chartered commercial banks increased $7.2 billion. The major asset items affected were: other securities, mortgage-backed securities, $2.2; real estate loans, closed-end residential loans, $3.7; and other asset items, $1.2. The major liability items affected were: deposits, other deposits, $4.9; borrowings, borrowings from others, $1.3; and other liability items, $0.4. The residual (assets less liabilities) increased $0.6.
• Due to the conversion of thrifts to commercial banks during the week ending April 9, 1997, the assets and liabilities of domestically chartered commercial banks increased $8.5 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.6; real estate loans, closed-end residential loans, $3.7; real estate loans, commercial real estate loans, $1.0; consumer loans, other consumer loans, $0.6; and other asset items, $1.6. The major liability items affected were: deposits, other deposits, $6.0; borrowings, borrowings from others, $1.0; and other liability items, $0.7. The residual (assets less liabilities) increased $0.8.
• Due to the conversion of thrifts to commercial banks during the week ending December 1, 1993, the assets and liabilities of domestically chartered commercial banks increased $5.2 billion. The major asset items affected were: real estate loans, closed-end residential loans, $3.2; and other asset items, $1.9. The major liability items affected were: deposits, large time deposits, $2.2; deposits, other deposits, $0.8; borrowings, borrowings from banks in the U.S., $0.5; and borrowings, borrowings from others, $0.8. The residual (assets less liabilities) increased $0.8.
• Domestically chartered commercial banks acquired $13.5 billion in assets and liabilities of nonbank institutions in the week ending July 7, 1993. The major asset items affected were: Treasury and agency securities, non-MBS, $7.5; other loans and leases, fed funds and reverse RPs with nonbanks, $3.9; interbank loans, fed funds and reverse RPs with banks, $1.4; trading assets, other trading assets, $0.9; and other asset items, -$0.2. The major liability items affected were: borrowings, borrowings from banks in the U.S., $5.3; borrowings, borrowings from others, $7.8; and other liabilities, $0.4.

Finally, the set of "Notes on the Data" has been extended back to 1989 to include footnotes previously published on releases and currently used in adjustments.

A number of historical data revisions were incorporated into the benchmark to the March 31 Call Report that warranted additions, deletions, or changes to the H.8 "Notes on the Data." These revisions affect only the growth rates published in the H.8 release which abstract from the structure activity and other events described by the "Notes on the Data."

First, several new adjustments were made to the historical data, and the corresponding additions and deletions to the "Notes on the Data" are listed below.

• The data reported in the "Notes on the Data" section of the April 30, 2010, release have been revised and the note has been appropriately deleted.
• Domestically chartered commercial banks acquired $5.2 billion in assets and liabilities of nonbank institutions in the week ending November 5, 2008. The major items affected were: other securities, non-MBS, $0.7; and other asset items, $4.5. The major liability item affected was: borrowings, borrowings from others, $5.2
• Domestically chartered commercial banks acquired $77 billion in assets and liabilities of nonbank institutions in the week ending October 22, 2008. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $37.0; and Treasury and agency securities, non-MBS, $40.0. The major liability item affected was: borrowings, borrowings from others, $77.0.
• Due to the conversion of commercial banks to thrifts during the week ending January 2, 2008, the assets and liabilities of domestically chartered commercial banks decreased $7.6 billion. The major asset items affected were: Treasury and agency securities, non-MBS, $0.5; commercial and industrial loans, $0.8; real estate loans, closed-end residential loans, $1.0; real estate loans, commercial real estate loans, $2.9; and other asset items, $2.3. The major liability items affected were: deposits, large time deposits, $0.8; and deposits, other deposits, $5.5. The residual (assets less liabilities) decreased $0.9.
• Due to the conversion of thrifts to commercial banks during the week ending July 13, 2005, the assets and liabilities of domestically chartered commercial banks increased $6.7 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.6; commercial and industrial loans, $0.7; real estate loans, commercial real estate loans, $2.2; real estate loans, closed-end residential loans, $0.9; and other asset items, $1.3. The major liability items affected were: deposits, large time deposits, $0.8; deposits, other deposits, $3.5; and borrowings from others, $1.6. The residual (assets less liabilities) increased $0.5.
• Domestically chartered commercial banks acquired $32.3 billion in assets and liabilities of nonbank institutions in the week ending February 23, 2005. The major assets items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $3.8; other securities, mortgage-backed securities, $1.8; other securities, non-MBS, $2.4; real estate loans, revolving home equity loans, $2.3; real estate loans, closed-end residential loans, $17.3; real estate loans, commercial real estate loans, $2.6; interbank loans, federal funds and reverse RPs with banks, -$3.5; cash assets, $1.3; and other assets items, $4.2. The major liability items affected were: deposits, large time deposits, $0.9; deposits, other deposits, $14.3; borrowings from others, $9.1; and other liability items, $0.5. The residual (assets less liabilities) increased $7.5. The major memoranda item affected was: securitized consumer loans, other securitized consumer loans, $2.9.

Second, several existing "Notes on the Data" were updated. The release dates of the revised notes are: May 1, 2009; December 19, 2008; December 12, 2008; September 12, 2008; July 18, 2008; December 7, 2007; October 5, 2007; July 13, 2007; December 8, 2006; August 18, 2006; December 16, 2005.

Finally, the following notes have been added to describe adjustments to the historical data that had already been made (but for which there had been no note).

• The data reported in the "Notes on the Data" section of the December 19, 2007, release have been revised and the note has been appropriately deleted. The revision was previously reflected in the footnote on the H.8 release dated February 8, 2008.
• Domestically chartered commercial banks divested $4.5 billion in assets and liabilities to nonbank institutions in the week ending February 9, 2005. The major asset items affected were: consumer loans, credit cards and other revolving plans, $1.7; cash assets, $1.6; and other asset items, $1.2. The major liability items affected were: deposits, large time deposits, $0.6; borrowings from others, $0.5; and other liability items, $2.4. The residual (assets less liabilities) decreased $1.0. The major memoranda item affected was: securitized consumer loans, securitized credit cards and other revolving plans, $14.5.

Domestically chartered commercial banks acquired $11.5 billion in assets and liabilities of nonbank institutions in the week ending April 20, 2011. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.2; Treasury and agency securities, non-MBS, $0.5; commercial and industrial loans, $0.7; real estate loans, commercial real estate loans, $2.7; real estate loans, closed-end residential loans, $3.6; and other asset items, $1.8. The major liability items affected were: deposits, large time deposits, $0.8; deposits, other deposits, $7.0; borrowings, borrowings from others, $2.5. The residual (assets less liabilities) increased $1.3.

Domestically chartered commercial banks acquired $10.2 billion in assets and liabilities of nonbank institutions in the week ending April 6, 2011. The major asset items affected were: consumer loans, other consumer loans, $6.7; cash assets, $1.4; and other asset items, $2.1. The major liability item affected was: borrowings, borrowings from others, $3.4. The residual (assets less liabilities) increased $6.8.

Domestically chartered commercial banks moved the domiciles of foreign-based subsidiaries to domestic locations during the week ending January 5, 2011, causing an increase of $5.3 billion in assets and liabilities. The major asset items affected were: real estate loans, commercial real estate loans, $0.9; and real estate loans, closed-end residential loans, $4.4. The major liability item affected was: net due to related foreign offices, $5.7. The residual (assets less liabilities) decreased $0.4.

Domestically chartered commercial banks divested $25.8 billion in assets and liaiblities to nonbank institutions in the week ending January 5, 2011. The major asset item affected was: consumer loans, other consumer loans, $25.8. The major liability item affected was: borrowings, borrowings from others, $25.8.

Due to the conversion of a thrift to a commercial bank during the week ending July 7, 2010, the assets and liabilities of domestically chartered commercial banks increased by approximately $6.8 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS),$3.5; cash assets, $2.8; and other asset items, $0.5. The major liability item affected was: deposits, other deposits, $6.0. The residual (assets less liabilities) increased $0.8.

Foreign-related institutions divested $6.4 billion in assets to nonbanks in the week ending May 5, 2010. The major asset items affected were: other securities, non-MBS, $0.6; commercial and industrial loans, $2.4; real estate loans, commercial real estate loans, $0.6; other loans and leases, all other loans and leases, $2.8; and other assets, +$6.4.

Due to the conversion of a thrift to a commercial bank during the week ending April 14, 2010, the assets and liabilities of domestically chartered commercial banks increased $14.9 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $5.0; commercial and industrial loans, $1.6; real estate loans, closed-end residential loans, $2.0; real estate loans, commercial real estate loans, $3.1; and other asset items, $3.2. The major liability items affected were: deposits, large time deposits, $0.7; deposits, other deposits, $9.1; borrowings, borrowings from banks in the U.S., $0.8; and borrowings, borrowings from others, $2.0. The residual (assets less liabilities) increased $2.3.

As of the week ending March 31, 2010, domestically chartered banks and foreign-related institutions had consolidated onto their balance sheets the following assets and liabilities of off-balance-sheet vehicles, owing to the adoption of FASB's Financial Accounting Statements No. 166 (FAS 166), "Accounting for Transfers of Financial Assets," and No. 167 (FAS 167), "Amendments to FASB Interpretation No. 46(R)." Domestically chartered commercial banks consolidated $363.4 billion in assets and liabilities. The major asset items affected were: other securities, mortgage-backed securities, -$6.4; other securities, non-MBS, -$23.5; commercial and industrial loans, $19.1; real estate loans, revolving home equity loans, $5.5; real estate loans, closed-end residential loans, $20.9; real estate loans, commercial real estate loans, $1.2; consumer loans, credit cards and other revolving plans, $321.9; consumer loans, other consumer loans, $24.6; other loans and leases, all other loans and leases, $46.1; allowance for loan and lease losses, $36.4; cash assets, $4.1; trading assets, other trading assets, -$1.7; and other asset items, -$11.9. The major liability items affected were: borrowings, borrowings from banks in the U.S., $2.6; borrowings, borrowings from others, $379.8; and other liability items, -$1.6. The residual (assets less liabilities) decreased $17.4. The major memoranda items affected were: securitized consumer loans, securitized credit cards and other revolving plans, -$322.7; securitized consumer loans, other securitized consumer loans, -$24.5; and securitized real estate loans, -$23.9. Foreign-related institutions consolidated $20.7 billion in assets and liabilities. The major asset items affected were: other securities, non-MBS, $1.1; commercial and industrial loans, $0.7; and other loans and leases, $18.9. The major liability items affected were: deposits, other deposits, $0.5; borrowings, borrowings from others, $21.0; net due to related foreign offices, -$12.0; and other liabilities, $11.2.

Domestically chartered commercial banks acquired $84.5 billion in assets and liabilities of nonbank institutions in the week ending November 4, 2009. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.6; commercial and industrial loans, $1.8; real estate loans, revolving home equity loans, $6.4; real estate loans, closed-end residential loans, $76.3; real estate loans, commercial real estate loans, $6.3; other loans and leases, all other loans and leases, $4.2; allowance for loan and lease losses, $1,4; interbank loans, fed funds and reverse RPs with banks, $9.5; cash assets, -$29.6; and other asset items, $8.5. The major liability items affected were: deposits, large time deposits, $7.9; deposits, other deposits, $29.0; borrowings, borrowings from others, $37.0; and other liabilities, $0.6. The residual (assets less liabilities) increased $10.0.

Domestically chartered commercial banks acquired $12.9 billion in assets and liabilities of nonbank institutions in the week ending August 26, 2009. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.7; commercial and industrial loans, $2.2; real estate loans, closed-end residential loans, $1.1; real estate loans, commercial real estate loans, $4.0; cash assets, $3.1; and other asset items, $1.8. The major liability items affected were: deposits, large time deposits, $3.1; deposits, other deposits, $7.8; and borrowings, borrowings from others, $1.8. The residual (assets less liabilities) increased $0.2.

Domestically chartered commercial banks acquired $17.1 billion in assets and liabilities of nonbank institutions in the week ending August 5, 2009. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.9; real estate loans, revolving home equity loans, $1.1; real estate loans, closed-end residential loans, $6.3; real estate loans, commercial real estate loans, $0.9; cash assets, $0.8; and other asset items, $7.1. The major liability items affected were: deposits, large time deposits, $1.6; deposits, other deposits, $11.5; borrowings, borrowings from others, $0.9; and other liabilities, $1.4. The residual (assets less liabilities) increased $1.7. The major memoranda item affected was: securitized real estate loans, $5.1.

Domestically chartered commercial banks acquired $119.5 billion in assets and liabilities of nonbank institutions in the week ending April 29, 2009. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.7; other securities, mortgage-backed securities, $9.4; commercial and industrial loans, $1.4; real estate loans, revolving home equity loans, $11.2; real estate loans, closed-end residential loans, $69.1; real estate loans, commercial real estate loans, $0.5; allowance for loan and lease losses, $2.6; interbank loans, fed funds and reverse RPs with banks, $8.7; cash assets, $2.8; trading assets, derivatives with a positive fair value, $0.9; and other asset items, $17.4. The major liability items affected were: deposits, large time deposits, $6.6; deposits, other deposits, $25.8; borrowings, borrowings from banks in the U.S., $19.8; borrowings, borrowings from others, $51.5; trading liabilities, derivatives with a negative fair value, $0.6; and other liabilities, $1.9. The residual (assets less liabilities) increased $13.4.

Domestically chartered commercial banks acquired $135.8 billion in assets and liabilities of nonbank institutions in the week ending December 3, 2008. The major asset items affected were: Treasury and agency securities, non-MBS, $0.5; other securities, non-MBS, $8.2; commercial and industrial loans, $7.0; real estate loans, closed-end residential loans, $0.5; real estate loans, commercial real estate loans, $1.4; other loans and leases, fed funds and reverse RPs with nonbanks, $39.9; cash assets, $8.0; trading assets, derivatives with a positive fair value, $54.7; and other asset items, $15.7. The major liability items affected were: deposits, large time deposits, $24.6; deposits, other deposits, $23.3; borrowings, borrowings from others, $26.6; trading liabilities, derivatives with a negative fair value, $44.6; trading liablities, other trading liabilities, $5.9; and other liabilities, $14.8. The residual (assets less liabilites) decreased $4.0.

Domestically chartered commercial banks acquired $16.6 billion in assets and liabilities of nonbank institutions in the week ending November 26, 2008. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.5; Treasury and agency securities, non-MBS, $0.6; real estate loans, closed-end residential loans, $8.8; real estate loans, commercial real estate loans, $0.5; other loans and leases, all other loans and leases, $2.6; cash assets, $0.9; and other asset items, $2.8. The major liability items affected were: deposits, other deposits, $12.0; borrowings, borrowings from others, $3.8; and other liabilities, $1.6. The residual (assets less liabilities) decreased $0.8.

Domestically chartered commercial banks acquired $266.6 billion in assets and liabilities of nonbank institutions in the week ending October 1, 2008. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $9.2; Treasury and agency securities, non-MBS, $1.6; other securities, mortgage-backed securities, $9.3; other securities, non-MBS, $5.3; commercial and industrial loans, $1.4; real estate loans, revolving home equity loans, $40.0; real estate loans, closed-end residential loans, $105.9; real estate loans, commercial real estate loans, $46.5; consumer loans, credit cards and other revolving plans, $15.6; allowance for loan and lease losses, $4.3; cash assets, $8.0; and other asset items, $28.2. The major liability items affected were: deposits, large time deposits, $17.5; deposits, other deposits, $123.8; borrowings, borrowings from banks in the U.S., $2.5; borrowings, borrowings from others, $88.6; trading liabilities, other trading liabilities, $5.0; and other liabilities, $8.6. The residual (assets less liabilities) increased $20.5. The major memoranda items affected were: securitized consumer loans, securitized credit cards and other revolving plans, $11.6; and securitized real estate loans, $147.0.

Domestically chartered commercial banks divested $7.4 billion in assets and liabilities to nonbank institutions during the week ending August 20, 2008. The major asset items affected were: commercial and industrial loans, $6.0; other loans and leases, all other loans and leases, $0.9; and other assets, $0.5. The major liability items affected were: net due to related foreign offices, $7.2; and other liabilities, $0.2.

Domestically chartered commercial banks acquired $7.6 billion in assets and liabilities of nonbank institutions during the week ending July 9, 2008. The major asset items affected were: real estate loans, closed-end residential loans, $1.9; real estate loans, commercial real estate loans, $0.9; and other loans and leases, all other loans and leases, $4.1. The residual (assets less liabilities) increased $7.6.

Domestically chartered commercial banks acquired $33.4 in assets and liabilities of nonbank institutions during the week ending July 2, 2008. The major asset items affected were: real estate loans, revolving home equity loans, $1.1; real estate loans, closed-end residential loans, $5.4; trading assets, derivatives with a positive fair value, $3.9; trading assets, other trading assets, $1.2; and other asset items, $21.7. The major liability items affected were: borrowings, borrowings from others, $2.7; trading liabilities, derivatives with a negative fair value, $2.1; and other liability items, $1.9. The residual (assets less liabilities) increased $26.6.

Foreign-related institution balance sheet data for the week ending April 2, 2008 were affected by the deconsolidation of $23.3 billion in assets and liabiliites of some variable interest entities (VIEs). The major asset items affected were: other securities, mortgage-backed securities, $4.0; and other securities, non-MBS, $19.3. The major liability items affected were: borrowings, borrowings from others, $4.7; and net due to related foreign offices, $18.6.

The effects of the adoption of FAS 159 by some banks on the assets and liabilities of commercial banks, originally reported in the release dated April 11, 2008, are no longer relevant subsequent to the changes to the reported items announced on July 10, 2009. The new format, which combined account types for securities (investment versus trading accounts) and included loans held in trading accounts within loan categories, negated the need for adjustments between security accounts and loans initially caused by FAS 159.

Domestically chartered commercial banks acquired $15.5 billion in assets and liabilities of nonbank institutions in the week ending February 13, 2008. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.0; real estate loans, revolving home equity loans, $1.1; real estate loans, closed-end residential loans, $3.4; real estate loans, commercial real estate loans, $1.9; interbank loans, fed funds and reverse RPs with banks, $2.9; and other asset items, $5.3. The major liability items affected were: deposits, large time deposits, $1.1; deposits, other deposits, $6.1; borrowings, borrowings from banks in the U.S., $0.8; and borrowings, borrowings from others, $2.9. The residual (assets less liabilities) increased $4.6.

Domestically chartered commercial banks divested $7.0 billion in assets and liabilities to nonbank institutions in the week ending February 6, 2008. The major asset items affected were: commercial and industrial loans, $7.1; real estate loans, commercial real estate loans, $4.5; other loans and leases, all other loans and leases, $0.8; and interbank loans, fed funds and reverse RPs with banks, +$5.2. The liability item affected was: borrowings, borrowings from others, $7.0.

Domestically chartered commercial banks acquired $8.9 billion in assets and liabilities of nonbank institutions in the week ending January 2, 2008. The major asset items affected were: consumer loans, other consumer loans, $8.0; and other asset items, $0.9. The major liability item affected was: borrowings, borrowings from others, $8.8.

Due to the conversion of a commercial bank to a thrift during the week ending November 21, 2007, the assets and liabilities of domestically chartered commercial banks decreased by $13.6 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.9; other securities, mortgage-backed securities, $3.5; other securities, non-MBS, $2.1; real estate loans, revolving home equity loans, $1.2; real estate loans, closed-end residential loans, $1.9; cash assets, $1.1; and other asset items, $0.8. The major liability item affected was: deposits, other deposits, $12.7. The residual (assets less liabilities) decreased $0.8.

Domestically chartered commercial banks acquired $78.3 billion in assets and liabilities of nonbank institutions in the week ending October 17, 2007. The major asset items affected were: real estate loans, revolving home equity loans, $1.3; real estate loans, closed-end residential loans, $65.2; and other asset items, $11.9. The major liability items affected were: deposits, large time deposits, $25.2; deposits, other deposits, $49.1; and borrowings, borrowings from others, -$12.9.. The residual (assets less liabilities) increased $16.8.

Domestically chartered commercial banks divested $12.9 billion in assets and liabilities to nonbank institutions in the week ending September 26, 2007. The major asset items affected were: Treasury and agency securities, non-MBS, $1.3; other securities, non-MBS, $0.9; commercial and industrial loans, $0.9; real estate loans, revolving home equity loans, $0.9; real estate loans, closed-end residential loans, $4.1; real estate loans, commercial real estate loans, $2.9; consumer loans, other consumer loans, $0.5; and other asset items, $1.4. The major liability items affected were: deposits, large time deposits, $1.7; deposits, other deposits, $8.3; borrowings, borrowings from banks in the U.S., $0.7; and borrowings, borrowings from others, $1.1. The residual (assets less liabilities) increased $1.1.

Domestically chartered commercial banks acquired $14.5 billion in assets and liabilities of nonbank institutions in the week ending September 5, 2007. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $3.7; commercial and industrial loans, $2.0; real estate loans, revolving home equity loans, $0.8; real estate loans, closed-end residential loans, $3.5; real estate loans, commercial real estate loans, $1.2; consumer loans, other consumer loans, $1.3; and other asset items, $1.9. The major liability items affected were: deposits, large time deposits, $1.4; deposits, other deposits, $8.2; and borrowings, borrowings from others, $2.8. The residual (assets less liabilities) increased $2.1.

Domestically chartered commercial banks acquired $27.4 billion in assets and liabilities of nonbank institutions in the week ending July 4, 2007. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.1; other securities, mortgage-backed securities, $2.0; commercial and industrial loans, $5.5; consumer loans, credit cards and other revolving plans, $2.6; consumer loans, other consumer loans, $7.4; other loans and leases, all other loans and leases, $1.5; cash assets, $3.5; and other asset items, $3.7. The major liability items affected were: deposits, large time deposits, $0.6; deposits, other deposits, $11.2; borrowings, borrowings from banks in the U.S., $2.3; and other liability items, $0.5. The residual (assets less liabilities) increased $12.7.

Domestically chartered commercial banks acquired $6.1 billion in assets and liabilities of nonbank institutions in the week ending June 20, 2007. The major asset items affected were: Treasury and agency securities, non-MBS, $2.1; commercial and industrial loans, $3.9; and other asset items, $0.2. The major liability item affected was: borrowings, borrowings from others, $3.6. The residual (assets less liabilities) increased $2.5.

Domestically chartered commercial banks acquired $5.2 billion in assets and liabilities of nonbank institutions in the week ending April 18, 2007. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.6; real estate loans, closed-end residential loans, $1.3; real estate loans, commercial real estate loans, $1.6; and other asset items, $1.8. The major liability items affected were: deposits, other deposits, $3.0; borrowings, borrowings from banks in the U.S., $0.5; and other liability items, $0.6. The residual (assets less liabilities) increased $1.1.

Domestically chartered commercial banks divested $10.3 billion in assets and liabilities to nonbank institutions in the week ending March 7, 2007. The major asset items affected were: real estate loans, closed-end residential loans, $10.0; interbank loans, fed funds and reverse RPs with banks, +$3.2; and other assets, $3.5. The major liability items affected were: deposits, large time deposits, $0.7; deposits, other deposits, $2.7; borrowings, borrowings from banks in the U.S., $1.6; borrowings, borrowings from others, $0.7; net due to related foreign offices, $3.2; and other liabilities, $1.6.

Due to the conversion of a commercial bank to a thrift during the week ending March 14, 2007, the assets and liabilities of domestically chartered commercial banks decreased $98.4 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS),$2.6; Treasury and agency securities, non-MBS, $0.5; other securities, mortgage-backed securities, $9.2; real estate loans, revolving home equity loans, $14.2; real estate loans, closed-end residential loans, $66.4; other loans and leases, fed funds and reverse RPs with nonbanks, $0.6; interbank loans, fed funds and reverse RPs with banks, $3.3; cash assets, $0.8; and other asset items, $0.8. The major liability items affected were: deposits, large time deposits, $11.4; deposits, other deposits, $46.8; borrowings, borrowings from banks in the U.S., $0.7; borrowings, borrowings from others, $30.3; and other liabilities, $2.4. The residual (assets less liabilities) increased $6.9.

Domestically chartered commercial banks acquired $15.1 billion in assets and liabilities of nonbank institutions in the week ending November 29, 2006. The major asset items affected were: real estate loans, revolving home equity loans, $0.7; real estate loans, closed-end residential loans, $11.9; other loans and leases, all other loans and leases, $0.9; and other asset items, $1.7. The major liability items affected were: deposits, other deposits, $5.6; borrowings, borrowings from others, $7.2; and other liability items, $1.0. The residual (assets less liabilities) increased $1.3.

Domestically chartered commercial banks acquired $158.5 billion in assets and liabilities of nonbank institutions in the week ending October 4, 2006. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $37.7; other securities, non-MBS, $1.4; commercial and industrial loans, $3.2; real estate loans, revolving home equity loans, $17.6; real estate loans, closed-end residential loans, $113.2; real estate loans, commercial real estate loans, $14.1; consumer loans, other consumer loans, $3.1; other loans and leases, all other loans and leases, -$46.6; interbank loans, loans to commercial banks, $2.3; cash assets, $2.2; and other asset items, $10.4. The major liability items affected were: deposits, large time deposits, $9.3; deposits, other deposits, $69.1; borrowings, borrowings from others, $21.5; net due to related foreign offices, -$10.0; and other liabilities, $20.2. The residual (assets less liabilities) increased $48.3.

Domestically chartered commercial banks divested $9.5 billion in assets and liabilities to nonbank institutions in the week ending August 9, 2006. The major asset items affected were: real estate loans, closed-end residential loans, $3.1; interbank loans, fed funds and reverse RPs with banks, $2.4; cash assets, $0.7; and other asset items, $3.2. The major liability items affected were: deposits, large time deposits, $0.9; and deposits, other deposits, $7.6. The residual (assets less liabilities) decreased $0.9.

Domestically chartered commercial bank balance sheet data for the week ending June 21, 2006, were affected by the deconsolidation of $33.8 billion in assets and liabilities of some variable interest entities (VIEs). The major asset items affected were: commercial and industrial loans, $10.5; consumer loans, credit cards and other revolving plans, $7.2; consumer loans, other consumer loans, $11.5; and other loans and leases, all other loans and leases, $2.9. The major liability item affected was: borrowings, borrowings from others, $33.8.

Domestically chartered banks acquired $16.1 billion in assets and liabilities of nonbanks in the week ending March 1, 2006. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.6; consumer loans, other consumer loans, $12.2; cash assets, $0.7; and other asset items, $0.5. The major liability items affected were: deposits, other deposits, $2.2; borrowings, borrowings from others, $11.7; and other liability items; $0.9. The residual (assets less liabilities) increased $1.2.

Domestically chartered commercial banks acquired $12.4 billion in assets and liabilities of nonbank institutions in the week ending December 7, 2005. The major asset items affected were: Treasury and agency securities, non-MBS, $0.8; commercial and industrial loans, $0.6; real estate loans, revolving home equity loans, $0.5; real estate loans, closed-end residential loans, $2.8; real estate loans, commercial real estate loans, $2.9; consumer loans, other consumer loans, $1.1; cash assets, $0.8; and other asset items, $2.8. The major liability items affected were: deposits, large time deposits, $0.5; deposits, other deposits, $5.7; borrowings, borrowings from banks in the U.S., $1.0; and borrowings, borrowings from others, $2.8. The residual (assets less liabilities) increased $2.4.

Domestically chartered commercial banks divested $13.2 billion in assets and liabilities to nonbank institutions during the week ending October 5, 2005. The major asset items affected were: Treasury and agency securities, non-MBS, $0.8; other securities, non-MBS, $2.4; consumer loans, credit cards and other revolving plans, $8.9; and other asset items, $1.1. The major liability items affected were: deposits, large time deposits, $1.1; deposits, other deposits, $7.9; and other liability items, $0.7. The residual (assets less liabilities) decreased $3.5. The major memoranda item affected was: securitized consumer loans, securitized credit cards and other revolving plans, $10.3.

Domestically chartered commercial banks acquired $5.0 billion in assets and liabilities of nonbank insitutions in the week ending December 29, 2004. The major asset items affected were: commercial and industrial loans, $1.1; consumer loans, credit cards and other revolving plans, $12.0; consumer loans, other consumer loans, $1.1; other loans and leases, fed funds and reverse RPs with nonbanks, -$4.0; interbank loans, fed funds and reverse RPs with banks, -$2.7; and cash assets, -$2.4. The major liabiliy item affected was: net due to related foreign offices, $2.0. The residual (assets less liabilities) increased $3.0.

Domestically chartered commercial banks acquired $6.2 billion in assets and liabilities of nonbank institutions in the week ending May 19, 2004. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.2; commercial and industrial loans, $0.6; real estate loans, closed-end residential loans, $2.0; real estate loans, commercial real estate loans, $1.1; and other asset items, $1.4. The major liability items affected were: deposits, other deposits, $3.4; borrowings, borrowings from others, $1.7; and other liability items, $0.5. The residual (assets less liabilities) increased $0.5.

Domestically chartered commercial banks divested $5.0 billion in assets and liabilities to nonbank institutions in the week ending April 21, 2004. The major asset items affected were: commercial and industrial loans, $5.8; consumer loans, credit cards and other revolving plans, $1.8; interbank loans, loans to commercial banks, +$2.8; and other asset items, $0.2. The major liability items affected were: deposits, large time deposits, $1.3; deposits, other deposits, $1.5; net due to related foreign offices, $1.1; and other liability items, $1.1. The major memoranda item affected was: securitized consumer loans, securitized credit cards and other revolving plans, $6.6.

Due to the conversion of a thrift to a commercial bank during the week ending April 21, 2004, the assets and liabilities of domestically chartered commercial banks increased $15.0 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.9; other securities, mortgage-backed securities, $1.0; commercial and industrial loans, $2.1; real estate loans, revolving home equity loans, $1.3; real estate loans, closed-end residential loans, $4.7; real estate loans, commercial real estate loans, $1.5; and other asset items, $1.6. The major liability items affected were: deposits, large time deposits, $1.0; deposits, other deposits, $7.4; borrowings, borrowings from banks in the U.S., $0.9; and borrowings, borrowings from others, $3.6. The residual (assets less liabilities) increased $1.9.

As of the week ending December 17, 2003, domestically chartered commercial banks and foreign-related institutions had consolidated onto their balance sheets $67.1 billion in assets and liabilities of variable interest entities (VIEs), owing to the adoption of Financial Accounting Standards Board Interpretation No.46, "Consolidation of Variable Interest Entities." The major asset items affected were: other securities, non-MBS, $8.1; commercial and industrial loans, $14.5; real estate loans, commercial real estate loans, -$4.7; consumer loans, credit cards and other revolving plans, $7.4; consumer loans, other consumer loans, $12.6; other loans and leases, all other loans and leases, $27.1; interbank loans, loans to commercial banks, $0.9; and other assets, $1.2. The major liability items affected were: deposits, other deposits, $2.2; borrowings, borrowings from banks in the U.S., $0.5; and borrowings, borrowings from others, $64.4.

Domestically chartered commercial banks acquired $24.6 billion in assets and liabilities of nonbank institutions in the week ending November 5, 2003. The major asset items affected were: consumer loans, credit cards and other revolving plans, $22.4; and other assets, $2.2. The major liability items affected were: borrowings, borrowings from banks in the U.S., $12.9; and borrowings, borrowings from others, $10.2. The residual (assets less liabilities) increased $1.5.

As of the week ending July 2, 2003, domestically chartered commercial banks had consolidated onto their balance sheets $28.5 billion in assets and liablities of nonbank institutions, and variable interest entities (VIEs) owing to the adoption of Financial Accounting Standards Board Interpretation No. 46, "Consolidation of Variable Interest Entities," The major asset items affected were: other securities, non-MBS, $9.7; commercial and industrial loans, $15.8; consumer loans, credit cards and other revolving plans, $0.7; consumer loans, other consumer loans, $1.2; other loans and leases, all other loans and leases, $0.6; and other asset items, $0.6. The major liability items affected were: borrowings, borrowings from others, $27.9; and other liability items, $0.6.

Domestically chartered commercial banks divested $8.4 billion in assets and liabilities to nonbank institutions in the week ending June 6, 2001. The major asset items affected were: real estate loans, closed-end residential loans, $4.6; and other asset items, $3.9. The major liability item affected was: borrowings, borrowings from others, $7.6. The residual (assets less liabilities) decreased $0.8.

Domestically chartered commercial banks divested $7.0 billion in assets and liabilities to nonbank institutions in the week ending February 7, 2001. The major asset items affected were: Treasury and agency securities, non-MBS, $1.4; real estate loans, closed-end residential loans, $3.3; and other asset items, $2.3. The major liability item affected was: other liabilities, $7.0.

Domestically chartered commercial banks acquired $4.6 billion in assets and liabilities of nonbank institutions in the week ending June 21, 2000. The major asset items affected were: other loans and leases, all other loans and leases, $3.3; and other asset items, $1.3. The major liability items affected were: deposits, other deposits, $0.9; and borrowings, borrowings from others, $3.1. The residual (assets less liabilities) increased $0.7.

Domestically chartered commercial banks divested $4.3 billion in assets and liabilities to nonbank institutions in the week ending June 21, 2000. The major asset items affected were: commercial and industrial loans, $0.8; and real estate loans, closed-end residential loans, $3.4. The major liability items affected were: deposits, other deposits, $3.8; and borrowings, borrowings from banks in the U.S., $1.0. The residual (assets less liabilities) increased $0.5.

Domestically chartered commercial banks acquired $14.3 billion in assets and liabilities of nonbank institutions in the week ending April 5, 2000. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $3.4; Treasury and agency securities, non-MBS, $1.1; real estate loans, revolving home equity loans, $0.6; real estate loans, closed-end residential loans, $4.2; real estate loans, commercial real estate loans, $2.0; consumer loans, other consumer loans, $1.3; and other asset items, $1.7. The major liability items affected were: deposits, large time deposits, $2.0; deposits, other deposits, $7.4; and borrowings, borrowings from others, $3.9. The residual (assets less liabilities) increased $1.0.

Domestically chartered commercial banks acquired $23.2 billion in assets and liabilities of nonbank institutions in the week ending December 8, 1999. The major asset items affected were: other securities, non-MBS, $3.2; real estate loans, closed-end residential loans, $15.6; real estate loans, commercial real estate loans, $0.7; other loans and leases, all other loans and leases, $1.0; cash assets, $0.9; and other asset items, $1.9. The major liability items affected were: borrowings, borrowings from banks in the U.S., $16.3; borrowings, borrowings from others, $3.9; and other liability items, $0.7. The residual (assets less liabilities) increased $2.3.

Domestically chartered commercial banks acquired $16.5 billion in assets and liabilities of nonbank institutions in the week ending September 22, 1999. The major asset items affected were: real estate loans, closed-end residential loans, $8.7; real estate loans, commercial real estate loans, $7.6; and cash assets, $0.3. The major liability items affected were: borrowings, borrowings from others, $13.7; and other liabilities, $0.6. The residual (assets less liabilities) increased $2.2.

Domestically chartered commercial banks acquired $7.7 billion in assets and liabilities of nonbank institutions in the week ending March 24, 1999. The major asset items affected were: commercial and industrial loans, $3.6; real estate loans,closed-end residential loans, $1.3; real estate loans, commercial real estate loans, $0.8; consumer loans, other consumer loans, $0.5; other loans and leases, all other loans and leases, $0.6; and other asset items, $0.9. The major liability items affected were: deposits, other deposits, $1.2; borrowings, borrowings from others, $1.4; and other liability items, $3.8. The residual (assets less liabilities) increased $1.3.

Domestically chartered commercial banks acquired $5.4 billion in assets and liabilities of nonbank institutions in the week ending February 3, 1999. The major asset items affected were: commercial and industrial loans, $2.0; and other loans and leases, all other loans and leases, $3.4. The major liability items affected were: borrowings, borrowings from others, $5.0; and other liabilities, $0.4.

Domestically chartered commercial banks acquired $11.5 billion in assets and liabilites of nonbank institutions in the week ending October 21, 1998. The major asset items affected were: Treasury and agency securities, non-MBS, $0.7; other securities, non-MBS, $2.7; other loans and leases, fed funds and reverse RPs with nonbanks, $1.5; and trading assets, other trading assets, $6.6. The major liability items affected were: borrowings, borrowings from others, $11.2; and trading liabilities, derivatives with a negative fair value, $0.3.

Domestically chartered commercial banks acquired $5.0 billion in assets and liabilities of nonbank institutions in the week ending July 22, 1998. The major asset items affected were: real estate loans, closed-end residential loans, $0.6; cash assets, $3.0; and other asset items, $1.4. The major liability items affected were: deposits, other deposits, $4.3; and other liability items, $0.7.

Domestically chartered commercial banks acquired $6.2 billion in assets and liabilities of nonbank institutions in the week ending July 1, 1998. The major asset items affected were: other securities, mortgage-backed securities, $1.2; real estate loans, closed-end residential loans, $2.2; and other asset items, $2.8. The major liability items affected were: borrowings, borrowings from others, $2.1; and other liability items, $1.9. The residual (assets less liabilities) increased $2.2.

Domestically chartered commercial banks acquired $6.7 billion in assets and liabilities of nonbank institutions in the week ending April 1, 1998. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.9; other securities, mortgage-backed securities, $1.0; real estate loans, closed-end residential loans, $1.8; real estate loans, commercial real estate loans, $1.0; consumer loans, other consumer loans, $0.8; and other asset items, $1.3. The major liability items affected were: deposits, large time deposits, $0.6; deposits, other deposits, $2.5; borrowings, borrowings from banks in the U.S., $1.2; and borrowings, borrowings from others, $1.6. The residual (assets less liabilities) increased $0.8.

Domestically chartered commercial banks acquired $4.8 billion in assets and liabilities of nonbank institutions in the week ending June 4, 1997. The major asset items afffected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.7; real estate loans, closed-end residential loans, $1.9; real estate loans, commercial real estate loans, $0.5; and other asset items, $1.6. The major liability items affected were: deposits, other deposits, $2.8; and borrowings, borrowings from others, $1.2. The residual (assets less liabiliites) increased $0.7.

Due to the conversions of thrifts to commercial banks during the week ending March 5, 1997, the assets and liabilities of domestically chartered commercial banks increased $12.6 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.6; Treasury and agency securities, non-MBS, $0.5; real estate loans, closed-end residential loans, $6.5; real estate loans, commercial real estate loans, $0.9; and other asset items, $3.1. The major liability items affected were: deposits, large time deposits, $0.5; deposits, other deposits, $8.6; and other liability items, $2.5. The residual (assets less liabilities) increased $0.9.

Domestically chartered commercial banks acquired $5.4 billion in assets and liabilities of nonbank institutions in the week ending July 3, 1996. The major asset items affected were: real estate loans, commercial real estate loans, $0.9; and other asset items, $4.5. The major liability items affected were: deposits, other deposits, $5.1; and other liability items, $0.3.

Domestically chartered commercial banks acquired $5.2 billion in assets and liabilities of nonbank institutions in the week ending May 1, 1996. The major asset items affected were: other assets, $4.8; and other asset items, $0.4. The major liability items affected were: borrowings, borrowings from banks in the U.S., $0.8; borrowings, borrowings from others, $3.3; and other liability items, $0.6. The residual (assets les liabilities) increased $0.5.

Domestically chartered commercial banks acquired $8.6 billion in assets and liabilities of nonbank institutions in the week ending January 3, 1996. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.0; other securities, non-MBS, $2.3; real estate loans, commercial real estate loans, $2.6; other loans and leases, fed funds and reverse RPs with nonbanks, $0.9; and other asset items, $1.7. The major liability items affected were: deposits, other deposits, $5.5; borrowings, borrowings from banks in the U.S., $0.5; borrowings, borrowings from others, $0.8; trading liabilities, derivatives with a negative fair value, $0.5; net due to related foreign offices, $0.5; and other liability items, $0.8.

Domestically chartered commercial banks acquired $5.8 billion in assets and liabilities of nonbank institutions in the week ending February 1, 1995. The major asset items affected were: commercial and industrial loans, $2.5; real estate loans, closed-end residential loans, $1.5; interbank loans, fed funds and reverse RPs with banks, $0.5; and other asset items, $1.4. The major liability items affected were: deposits, other deposits, $2.7; and borrowings, borrowings from others, $2.5. The residual (assets less liabilities) increased $0.6.

Due to the conversion of a thrift to a commercial bank and the additional acquisition of assets and liabilities of nonbank institutions during the week ending December 7, 1994,, the assets and liabilities of domestically chartered commercial banks increased $4.9 billion. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.6; Treasury and agency securities, non-MBS, $0.5; real estate loans, closed-end residential loans, $2.1; real estate loans, commercial real estate loans, $0.9; and other asset items, $0.8. The major liability items affected were: deposits, other deposits, $3.8; and other liability items, $0.7. The residual (assets less liabilities) increased $0.4.

Domestically chartered commercial banks divested, on net, $9.7 billion in assets and liabilities to nonbank institutions in the week ending October 6, 1993. The major asset items affected were: Treasury and agency securities, non-MBS, $5.3; real estate loans, closed-end residential loans, +$0.8; other loans and leases, fed funds and reverse RPs with nonbanks, $3.3; interbank loans, fed funds and reverse RPs with banks, $1.5; and other asset items, $0.5. The major liability items affected were: borrowings, borrowings from banks in the U.S., $3.4; borrowings, borrowings from others, $6.8; and other liability items, +$0.5.

Domestically chartered commercial banks acquired $6.9 billion in assets and liabilities of nonbank institutions in the week ending April 1, 1992. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.9; real estate loans, closed-end residential loans, $2.0; real estate loans, commercial real estate loans, $1.8; interbank loans, fed funds and reverse RPs with banks, $0.6; and other asset items, $1.6. The major liability items affected were: deposits, large time deposits, $0.5; deposits, other deposits, $5.7; borrowings, borrowings from others,$0.5; and other liability items, $0.2.

Domestically chartered commercial banks acquired $4.3 billion in assets and liabilities of nonbank institutions in the week ending October 2, 1991. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $0.5; real estate loans, closed-end residential loans, $1.5; real estate loans, commercial real estate loans, $0.5; and other asset items, $1.8. The major liability item affected was: deposits, other deposits, $3.7. The residual (assets less liabilities) increased $0.6.

Domestically chartered commercial banks acquired $8.3 billion in assets and liabilities of nonbank institutions in the week ending June 5, 1991. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.7; other securities, non-MBS, $0.9; commercial and industrial loans, $0.8; real estate loans, closed-end residential loans, $0.8; real estate loans, commercial real estate loans, $0.8; and other asset items, $3.3. The major liability items affected were: deposits, other deposits, $3.8; borrowings, borrowings from banks in the U.S., $1.6; borrowings, borrowings from others, $2.4; and other liability items, $0.6.

Domestically chartered commercial banks acquired $6.0 billion in assets and liabilities of nonbank institutions in the week ending December 19, 1990. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $1.2; real estate loans, closed-end residential loans, $2.5; real estate loans, commercial real estate loans, $0.7; and other asset items, $1.7. The major liability items affected were: deposits, other deposits, $5.0; and other liability items, $1.0.

Domestically chartered commercial banks acquired $5.1 billion in assets and liabilities of nonbank institutions in the week ending December 5, 1990. The major asset items affected were: real estate loans, closed-end residential loans, $1.8; real estate loans, commercial real estate loans, $1.6; and other asset items, $1.7. The major liability items affected were: deposits, large time deposits, $0.6; and deposits, other deposits, $4.6. The residual (assets less liabilities) declined $0.2.

Domestically chartered commercial banks acquired $5.8 billion in assets and liabilities of nonbank institutions in the week ending October 3, 1990. The major asset items affected were: real estate loans, closed-end residential loans, $0.5; other loans and leases, all other loans and leases, $1.2; interbank loans, fed funds and reverse RPs with banks, $1.4; cash assets, $1.0; and other asset items, $1.6. The major liability items affected were: deposits, other deposits, $4.2; borrowings, borrowings from banks in the U.S., $0.5; borrowings, borrowings from others, $0.9; and other liability items, $0.2.

Domestically chartered commercial banks acquired $6.6 billion in assets and liabilities of nonbank institutions in the week ending July 4, 1990. The major asset items affected were: real estate loans, closed-end residential loans, $1.9; real estate loans, commercial real estate loans, $0.8; cash assets, $1.2; and other asset items, $2.6. The major liablity items affected were: deposits, large time deposits, $0.9; and deposits, other deposits, $5.3. The residual (assets less liabilities) increased $0.4.

Domestically chartered commercial banks acquired $5.2 billion in assets and liabilities of nonbank institutions in the week ending May 23, 1990. The major asset items affected were: Treasury and agency securities, mortgage-backed securities (MBS), $2.6; real estate loans, closed-end residential loans, $1.3; cash assets, $0.5; and other asset items, $0.8. The major liability items affected were: deposits, other deposits, $5.0; and other liability items, $0.2.

Domestically chartered commercial banks acquired $7.6 billion in assets and liabilities of nonbank institutions in the week ending October 18, 1989. The major asset items affected were: real estate loans, closed-end residential loans, $0.7; interbank loans, fed funds and reverse RPs with banks, $2.8; and other asset items, $3.9. The major liability items affected were: deposits, large time deposits, $0.7; deposits, other deposits, $5.7; borrowings, borrowings from others, $0.8; and other liability items, $0.4.