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How Much Care Will You Need?

Service and support needs vary from person to person and often change over time.

  • On average, someone who is 65 today will need some type of long-term care services and supports for three years.
  • Women need care longer (on average 3.7 years) than men (on average 2.2 years), mostly because women usually live longer.
  • While about one-third of today’s 65-year-olds may never need long-term care services and supports, 20 percent will need care for longer than 5 years.

If you need long-term care services and supports, you may receive or use one or more of the following:

  • Assistance with personal care or other activities from an unpaid caregiver who may be a family member or friend
  • Services in your home from a nurse, home health or home care aide, therapist, or homemaker
  • Services in the community such as adult day services
  • Care in any of a variety of long-term care facilities

The table below shows that, overall, more people use long-term care services at home than in facilities. Also, people use long-term care services longer at home than in facilities.

Distribution and duration of long-term care services
Type of care Average number of years people use this type of care Percent of people who use this type of care (%)
Any Services 3 years 69
At Home    
Unpaid care only 1 year 59
Paid care Less than 1 year 42
Any care at home 2 years 65
In Facilities    
Nursing facilities 1 year 35
Assisted living Less than 1 year 13
Any care in facilities 1 year 37

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