Employers


 

Money Smart News Success Stories – FDIC’s quarterly online newsletter provides updates on the Money Smart program and highlights success stories from those using the Money Smart.


Agency: Federal Deposit Insurance Corporation


Saving Money to Help Your Company Grow.  Tips on borrowing to start or operate a small enterprise.

Audience: 
Small Business

Agency: Federal Deposit Insurance Corporation


Ideas for Growing a Small Business:  Tips on getting loans and managing money

Audience: 
Small Business

Agency: Federal Deposit Insurance Corporation


Don’t know what a credit union is?  At this site you can go to a brochure that describes a credit union and explains member benefits.


Agency: National Credit Union Administration


Starting a small business retirement savings plan can be easier than most business people think. What’s more, there are a number of retirement programs that provide tax advantages to both employers and employees.  Retirement plans may also help you attract and retain qualified employees, and they offer tax savings to your business. You can save for your own retirement as well.

Audience: 
Small employers

Agency: Department of Labor


Innovations and new product ideas are valuable assets of a business. These assets need to be protected so that your rights are not infringed upon by others.


Agency: Small Business Administration


This edition of the Office of the Comptroller of the Currency’s Insights examines the growth of payroll cards and their potential for use by national banks to attract unbanked households into the financial mainstream.  Payroll cards allow employees to access their pay through various means and help to introduce financial products to customers who do not own a checking account. Read the report for additional information on how payroll cards operate.

Audience: 
General Audience, Employers

Agency: Office of the Comptroller of the Currency


As the sponsor of a retirement plan, you are helping your employees achieve a secure financial future. Federal law requires that those responsible for managing retirement plans carry out their responsibilities prudently and ensure that the services provided to their plans are necessary and that the cost is reasonable.  This booklet will help you better understand and evaluate your plan’s fees and expenses.

Audience: 
Employers

Agency: Department of Labor


A SIMPLE (Savings Incentive Match Plan for Employees of Small Employers) IRA plan offers advantages to small businesses with 100 or fewer employees and provides a simplified way to contribute toward retirement.  This publication highlights the advantages of a SIMPLE IRA plan and how to set up and operate this type of plan.

Audience: 
Small businesses

Agency: Department of Labor


Simplified Employee Pension plans (SEPs) can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their employees.  This publication highlights the advantages of SEPs and how to set up and operate this type of plan.

Audience: 
Small businesses

Agency: Department of Labor


Offering a retirement plan can be one of the most challenging, yet rewarding, decisions an employer can make. Administering a plan and managing its assets requires certain actions and specific responsibilities.  To meet their responsibilities as plan sponsors, employers need to understand some basic rules, specifically the Employee Retirement Income Security Act (ERISA). This booklet addresses the scope of ERISA’s protections for private-sector retirement plans and provides a simplified explanation of the law and regulations.
For Spanish article click here.

Audience: 
Employers, Financial service providers

Agency: Department of Labor


401(k) plans can be a powerful tool in promoting financial security in retirement.  This publication highlights a 401(k) plan's advantages, some of the options and responsibilities of an employer  in setting up and  operating a 401(k), and the  different  types of 401(k) plans.

Audience: 
Small Businesses

Agency: Department of Labor