Introduction to the FEGLI Program

Federal Benefits FastFacts

The Federal Benefits FastFacts provides basic information about the Federal Benefits Programs administered by the Insurance Services Programs at OPM. We will issue FastFacts throughout the year so be sure to check back with us. Please note: before making any final decisions, please visit OPM's insurance site for more specific information.

FEGLI Handbook

The FEGLI Handbook is a source of detailed guidance on the FEGLI Program for both agency officials and enrollees.

Frequently Asked Questions

See the answers to many questions about the FEGLI Program on the FAQs page.

Benefits Administration Letters

Keep up to date with the Federal benefits programs, with the latest Benefits Administration Letters.

Guide to Federal Benefits

The Guide to Federal Benefits has information about the other Federal Benefits programs and how they interrelate.

Quick Guide to FEHB, FEDVIP, FLTCIP, FSAFEDS, and FEGLI

The Quick Guide provides answers to 37 common questions and enables you to see the similarities and differences of these programs.

Regulations

The regulations governing the FEGLI Program.

Legislation

The laws governing the FEGLI Program.

Directory of Agency Headquarters Benefits Officers

A list of the headquarters level agency Benefits Officers.

Contact Us

Please let us know how we are doing. Send your questions and comments to us via email to fegli@opm.gov.

The answer to your question may be already posted on our website - see our Frequently Asked Questions pages.

Please note that we do NOT have information to tell you:

• The types and amounts of your FEGLI coverage, if any, or
• Whether you've designated a beneficiary, or
• Who your current beneficiary is.

You need to contact your human resources office (for employees) or email your retirement system (retire@opm.gov) for this information.

The Office of Personnel Management is responsible for administration and oversight of the Federal Employees' Group Life Insurance Program. These pages contain the Benefits Administration Letters (BALs) that provide guidance to agencies on the FEGLI Program.  You can also now receive all newly issued BALs by email.

How to subscribe to the Benefits Administration Information List

You can subscribe to this list to receive Adobe Acrobat PDF copies of BALs when they are issued in either of two ways:

1. Send an email message requesting a subscription to the list. Address your email to listserv@listserv.opm.gov. In the BODY of the message type:
   SUBSCRIBE BENEFITSINFO firstname lastname., substituting your own first and last names.
2. Select the BENEFITSINFO list. From the BenefitsInfo Page, select join or leave the list (or change settings). You will then get a form to enter your email address and your full name (the same info needed in the email method).

That's all it takes. You'll automatically be added to the list and begin receiving BALs.

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FEGLI regulations from the Code of Federal Regulations

Title 5 — Administrative Personnel
Chapter I — Office of Personnel Management
Part 870 — Federal Employees' Group Life Insurance Program

and

Title 48 — Federal Acquisition Regulations System
Chapter 21 — Office of Personnel Management, Federal Employees' Group Life Insurance, Federal Acquisition Regulation
Part 2101 — 2152

Information Table

Section

• 870.101 Definitions
• 870.102 The Policy
• 870.103 Correction of Errors
• 870.104 Incontestability
• 870.105 Initial decision and Reconsideration
• 870.201 Types of Insurance
• 870.202 Basic insurance amount (BIA)
• 870.203 Post-election BIA
• 870.204 Annual rates of pay
• 870.205 Amount of Optional insurance
• 870.206 Accidental death and dismemberment
• 870.301 Eligibility for life insurance
• 870.302 Exclusions
• 870.303 Eligibility of foster children under Option C
• 870.401 Withholdings and contributions for Basic insurance.
• 870.402 Withholdings for Optional insurance.
• 870.403 Withholdings and contributions following a Living Benefit election.
• 870.404 Withholdings and contributions provisions that apply to both Basic and Optional insurance.
• 870.405 Direct premium payments.
• 870.501 Basic insurance: Effective dates of automatic coverage.
• 870.502 Basic insurance: Waiver/cancellation of insurance.
• 870.503 Basic insurance: Canceling a waiver.
• 870.504 Optional insurance: Election.
• 870.505 Optional insurance: Waiver/cancellation of insurance.
• 870.506 Optional insurance: Canceling a waiver.
• 870.507 Open enrollment periods.
• 870.508 Nonpay status.
• 870.509 Transfers to international organizations.
• 870.510 Continuation of eligibility for former Federal employees of the Civilian Marksmanship Program.
• 870.601 Termination of Basic insurance.
• 870.602 Termination of Optional insurance.
• 870.603 Conversion of Basic and Optional insurance.
• 870.701 Eligibility for life insurance.
• 870.702 Amount of Basic insurance.
• 870.703 Election of Basic insurance.
• 870.704 Amount of Option A.
• 870.705 Amount and election of Option B and Option C.
• 870.706 Reinstatement of life insurance.
• 870.707 Reemployed annuitants and compensationers.
• 870.708 MRA-plus-10 annuitants.
• 870.801 Order of precedence and payment of benefits.
• 870.802 Designation of beneficiary.
• 870.803 Child incapable of self-support.
• 870.901 Assignments permitted.
• 870.902 Making an assignment.
• 870.903 Effective date of assignment.
• 870.904 Amount of insurance.
• 870.905 Withholdings.
• 870.906 Cancellation of insurance.
• 870.907 Termination and conversion.
• 870.908 Annuitants and compensationers.
• 870.909 Designations and changes of beneficiary.
• 870.910 Notification of current addresses.
• 870.1001 Purpose.
• 870.1002 Definitions.
• 870.1003 Coverage and amount of insurance.
• 870.1004 Effective date of insurance.
• 870.1005 Premiums.
• 870.1006 Cancellation of insurance.
• 870.1007 Termination and conversion.
• 870.1008 Order of precedence and designation of beneficiary.
• 870.1009 Responsibilities of the U.S. Department of State.
• 870.1101 Eligibility for a Living Benefit.
• 870.1102 Amount of a Living Benefit.
• 870.1103 Election procedures.

• FEGLI Booklet for Federal Employees (FE 76-21)
• FEGLI Booklet for Postal Employees (FE 76-20)
• Information for Retirees and their Families (RI 76-12)
• FEGLI Handbook (RI 76-26)

What Forms Do I Need?

• All FEGLI Enrollees
• Current Federal/Postal Employees Only
• Agencies Only

Standard Forms

• Life Insurance Election (SF 2817)
• Continuation of Life Insurance (SF 2818)
• Notice of Conversion Privilege (SF 2819)
• Certification of Insured Employee's Retired Status (SF 2820)
• Agency Certification of Insurance Status (SF 2821)
• Request for Insurance (SF 2822)
• Designation of Beneficiary (SF 2823)

OPM and RI Forms

• Agency Certification of Status of Reemployed Annuitants (OPM 1482)
• Assignment of Life Insurance (RI 76-10)

Claims Forms

• Claim for Death Benefits (FE-6)
• Statement of Claim, Option C – Family Life Insurance (FE-6DEP)
• Claim for Accidental Dismemberment (FE-7)
• Living Benefits Claim Form (FE-8)

Miscellaneous Forms

• FE-2004 Open Season Election Form